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How to decline a request for money

How to decline a request for money

Can you loan me a hundred bucks?”
“I’m really struggling financially. You’ve always been there for me. Can you give me enough to cover my rent?”
“Is there any way you could spot me some cash? I don’t need much.”
“My kid only needs a few more orders for her scout competition…”

Very few things in life are as cringe-y as when a friend, colleague, acquaintance, or stranger asks you for money.

This guide will help you turn them down.

Talking Points

  • No.
  • I’m not in a position to help you, I’m sorry.
  • I can’t help you.
  • I care very much for you, but I don’t feel comfortable lending you money.
  • I’m sorry, I have a personal boundary/principle of not mixing money and friends.
  • ONE-TIME LOAN MESSAGE: If I lend you money, you have to promise to never ask me for money again.


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